West Virginia Adjusters Practice Exam 2026 – All-in-One Guide to Master Your Adjuster Certification!

Frank has been in four accidents in the past three weeks and his insurer has given him notice of cancellation according to the provisions in his Personal Auto Policy. Since Frank is essentially uninsurable when it comes to auto insurance, where can he turn to find the coverage required by law?

Assigned Risk program

Frank can turn to the Assigned Risk program to find the coverage required by law because he has been deemed uninsurable by his insurer and is facing cancellation of his policy. The Assigned Risk program provides coverage for high-risk individuals who are unable to obtain insurance through traditional means. The other options, Flood Insurance program, High-Risk Market program, and Residual Market program are not relevant in this scenario as they do not provide coverage for auto insurance or for high-risk individuals.

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Flood Insurance program

High-Risk Market program

Residual Market program