West Virginia Adjusters Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the West Virginia Adjusters Exam with our interactive quizzes and comprehensive study resources. Practice with flashcards and detailed explanations to ensure success on your exam day!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

There is a ____________ deductible for property damage under Uninsured Motorist coverage.

$100
$200
$300
$400

The correct answer is: $100

The correct answer is that there is a $100 deductible for property damage under Uninsured Motorist coverage. This deductible is specifically designed to minimize the costs to the insurance company for minor claims while still ensuring that policyholders are protected against damages caused by uninsured drivers. By having a $100 deductible, it maintains affordability for the insured while promoting responsible decision-making regarding claims. It’s important to note that the specifics of deductibles can vary by state and policy, so understanding the standard practices in West Virginia is essential for adjusters and policyholders alike. The other options represent higher deductibles that are not typically set for property damage under Uninsured Motorist coverage in West Virginia, which clarifies why they do not reflect the standard in this context.