West Virginia Adjusters Practice Exam

Which of these services is least likely to be included in workers' compensation coverage?

1. Psychological counseling

2. Rehabilitation therapy

3. Hospital stays

4. Tuition waivers for post-graduate education

The correct answer is: Psychological counseling

The correct answer is tuition waivers for post-graduate education as this service is least likely to be included in workers' compensation coverage. Workers' compensation primarily focuses on medical expenses and rehabilitation that directly relate to a work-related injury or illness sustained by an employee. While psychological counseling, rehabilitation therapy, and hospital stays are often necessary parts of treatment for injured workers, they fall within the scope of medical care associated with recovery from work-related incidents. Tuition waivers for post-graduate education, however, do not directly relate to the treatment of injuries or the rehabilitation process. They are typically educational benefits rather than health-related ones, and they do not directly help with recovery or reintegration into the workforce following a workplace injury. Workers' compensation is designed to cover necessary medical care and rehabilitation services but does not extend to educational benefits such as tuition waivers, which are considered part of a different support structure not governed by workers' compensation laws.